Ritwick Ghoshal

Ritwick brings over three decades of experience in wealth management, investment advisory and business leadership across Indian and international markets. His expertise spans private wealth management, family office services, portfolio management and asset allocation, with a strong understanding of HNI, UHNI and family office clients.

His career includes leadership positions with Centrum Wealth, Bay Capital, Barclays, Edelweiss, Avendus, HSBC, Citibank & ANZ Grindlays. At Centrum Wealth, he headed International Business and Family Office and was also the Group CIO, while at Bay Capital, he served as Managing Partner and CEO. Ritwick led Wealth Management for Citibank in the Middle East and was Group Head of Wealth Management & Global Head of Non-Resident Indian Services at HSBC plc. His experience across Dubai, London, Palo Alto, and Mumbai brings a global perspective on cross-border wealth requirements.

As Managing Partner, Growth and Strategy at Client Associates, Ritwick brings experience in building businesses, leading teams and serving clients to support the firm’s growth and strategic priorities. He combines international market understanding with practical execution in India. His entrepreneurial background includes co-founding a technology platform and raising seed capital from global investors.

He holds an MBA in International Finance and Marketing from EU Business School and a Bachelor of Arts in Economics and World Religions from Ohio Wesleyan University.